When does COBRA coverage begin? COBRA coverage begins on the date that health care coverage would otherwise have been lost by reason of a qualifying event.
How long does COBRA coverage last? COBRA establishes required periods of coverage for continuation health benefits. A plan, however, may provide longer periods of coverage beyond those required by COBRA. COBRA beneficiaries generally are eligible for group coverage during a maximum of 18 months for qualifying events due to employment termination or reduction of hours of work. Certain qualifying events, or a second qualifying event during the initial period of coverage, may permit a beneficiary to receive a maximum of 36 months of coverage. Coverage begins on the date that coverage would otherwise have been lost by reason of a qualifying event and will end at the end of the maximum period.
Related Questions
- When does COBRA coverage begin? COBRA coverage begins on the date that health care coverage would otherwise have been lost by reason of a qualifying event.
- Will TRS-ActiveCare provide health care coverage for an existing COBRA enrollee for an entity participating in TRS-ActiveCare?
- How long after a qualifying event does an employee have to elect COBRA coverage?
