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When do trades, checks, bill payments and check card purchases clear my Core account?

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• Trades are settled, and checks are cleared automatically, using the money in your Core account or available margin. Trade settlements vary according to the security being traded. See a table of settlement times for trades. • ATM withdrawals and debit transactions using the Fidelity Visa® Gold Check Card are debited immediately. • Cash withdrawals are debited the same day. • Payments made with Fidelity BillPay® normally take several days to clear. See the BillPay service agreement.

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• Trades are settled, and checks are cleared automatically, using the money in your Core account or available margin. Trade settlements vary according to the security being traded. See a table of settlement times for trades. • ATM withdrawals and debit transactions using the Fidelity Visa® Gold Check Card are debited immediately. • Cash withdrawals are debited the same day. • Payments made with Fidelity BillPay® normally take several days to clear. See the BillPay service agreement.

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