When do my banking transactions appear on eBanc?
You are able to view your financial information “live”. Any electronic items, including ATM or check card transactions, or in person transactions will appear immediately by clicking “Transactions” then select “Current Business Day”. “Current Business Day” transactions are pending transactions. Deposits made at one of our Baylake Bank Financial Centers, ACH, check card, and ATM card transactions make up the majority of these entries. It is important to note that these transactions reflect certain types of account activity and, may or may not, be posted to your account at the end of the business day. For example, if you purchase an item from a merchant using your check card, a verification transaction is sent to your account to see if you have enough money for the purchase. This verification appears as a pending transaction until the end of the business day. Another transaction is sent to your account when the merchant processes the actual purchase. In some cases, the verification and th
