When did coverage for dependent children, up to age 26, begin?
As of September 23, 2010, insurers are required to permit dependent children to stay on family policies until age 26. Texas law currently allows dependent children up to age 25 to stay on family policies. The new federal health care reform applies to all plans in the individual market, new employer plans, and existing employer plans, unless your adult child has an offer of coverage through his or her employer. This requirement will take effect the next time your plan comes up for renewal. Adult children who are on their parents’ plan now but who lose that coverage when they graduate from college have the option of rejoining their parents’ policy in the new plan year. Those whose parents work at self-insured companies are also eligible if they do not have an offer of employer-sponsored insurance. Both married and unmarried dependents qualify for this dependent coverage. Beginning in 2014, dependent children up to age 26 can stay on their parent’s employer plan even if they have an offer
Related Questions
- Why are LifeWise and other Blues offering to extend coverage to dependent children under age 26 before the law goes into effect?
- Does the new extension of dependent coverage to age 26 extend to the children of parents on military health insurance (Tri-Care)?
- Does the provision for coverage of dependent children up to age 26 apply if the child is married?
