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When can I apply for a Medicare supplement (Medigap)?

April 26, 2017medicare Medigap supplement

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When can I apply for a Medicare supplement (Medigap)?

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There is no “season”; you can apply for a Medigap supplement policy at any time. However, insurance companies generally may increase your starting premium because of your medical history (underwrite) and don’t have to issue you a policy. You have “guaranteed issue” (they may neither deny nor underwrite) during your six-month Medigap open enrollment period. This period begins the day your Part B starts and lasts for six months. This is the time to buy into this insurance if you want to try it.