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When are requests for redemptions actually subtracted from my Power Points current balance?

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When are requests for redemptions actually subtracted from my Power Points current balance?

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Loan, certificate of deposit, gift certificates, travel vouchers, and check order redemption requests occur within two business days. When you request to redeem points for a new loan or certificate of deposit bonus rate, points are subtracted when the new loan or CD is added to your account. When you request to transfer points to another account, points are subtracted immediately from your account and added immediately to the other account.

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