When an adult insured as an LDA loses LDA eligibility, is that individual eligible for COBRA benefits?
No. COBRA coverage applies only to the legal spouse and dependent children of an employee. An LDA who has lost eligibility may not elect continuing coverage under COBRA in his or her own right. If the employee remains an active Georgetown employee and the LDA relationship terminates, the LDA is not eligible for COBRA. Georgetown will extend, however, certain COBRA-like benefits to LDAs. An employee on COBRA may add an LDA in the same manner as is permitted for active employees with spouses. If an employee with an LDA terminates employment and chooses COBRA coverage for 18 months, the employee may continue coverage for his or her LDA for that same 18 month period. If the employee does not elect COBRA coverage, the LDA may not make a separate election to continue his or her coverage. In addition, an employee on COBRA may add an LDA in the same manner as is permitted for active employees with spouses. However, should the employee die or become Medicare entitled or should the LDA relations
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