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When amounts are added or deducted from my account for bid changes is my credit card charged or credited?

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No. When you establish your account you select the amount of funds you want added to your account via credit card. As people click on your links the amount of the click is deducted from your account. The only time your card is charged is when you add more funds to your account when your balance is low due to using funds to pay for clicks.

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*Sadly, we had to bring back ads too. Hopefully more targeted.

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