Whats the nature of its deductible?
Fully investigate a policy’s deductible before signing on the dotted line. Consider not only its amount, but also whether it’s per visit or per repair. With a per visit deductible, each visit to the shop will run you a fixed amount, regardless of how many parts are repaired; a per repair deductible applies to each serviced part. What sounds like a minor difference may, under certain circumstances, have a major impact on your wallet. If, for example, you’ve got a $100 per repair deductible and you take your vehicle in to get the air conditioner, fuel pump and alternator serviced, you’ll be out $300; had you opted for a per visit deductible, those repairs would only have cost you $100. Charier still is a $0 deductible policy. You will have to pay extra for this, but if your circumstances become such that you have to take your vehicle in frequently, you’ll find that this policy more than pays for itself. • Is the warranty transferable? Some extended warranties end when the person who boug
