Whats the difference between yield and total return?
Yield is the income per unit credited to a contract owner, from the dividends and interest, over a specified period of time. Yield is expressed as a percent of the current offering price per share. Since most people do not ever make withdrawals from asn annuity, yield figures and not very important. The term total return is a measure of the per-unit change in any value from the beginning to the end of a specified period, usually a year, including distributions paid to contract owner. This measure includes income received (or credited) from dividends, interest, and capital gains distributions (or loss). Total return provides the best measure of overall subaccount performance.
