Whats the difference between using my guaranteed insurability option and using one of the flexibility options?
If you have the guaranteed insurability option under your policy, you’re able to increase the amount of cover when specific life changes take place without the need for further medical evidence or health assessments. If you want to increase the amount of cover using one of our flexibility options it’s likely that an additional medical assessment will have to take place, although you can do this at any time during the term of your policy.
