Whats the difference between T&Cs, terms of use, and disclaimers?
In the context of websites, these are different names for often similar – and sometimes identical – documents. “T&Cs” or “terms and conditions” may apply to any kind of contractual arrangement, but if you see them on a website they will usally contain some terms relating to the use of that website. Strictly, a “disclaimer” is a document disclaiming liability in relation to something. However, this title is often used for documents that do more than just disclaim liability. Again, if you see a disclaimer on a website, it’s likely to disclaim the owner’s liability in relation to the website. I prefer to call the legal notice that is concerned with the use of a website “terms of use”. However, I’m not very consistent about this!