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Whats the difference between my merchant bank, an authorizing network, and PayPointUSA?

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Whats the difference between my merchant bank, an authorizing network, and PayPointUSA?

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The merchant bank that issues you a Merchant Credit Card Account contracts with a processor to handle credit card processing for it. > The PayPointUSA payment gateway provides a “bridge” between the merchant’s website (using a secure Internet connection from the merchant’s website to PayPointUSA) and the processor (using leased lines from PayPointUSA to the processor).

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