Whats the difference between In-Network and Out-of-Network?
“In-network” providers are medical professionals who have agreed to provide services to our members. When you receive care from an “in-network” provider, you pay a low copay and won’t need to worry about filing claims. “Out-of-network” providers do not have a working agreement with our health plan to provide services to our members. If you have an out-of-network benefit, you can seek care from out-of-network providers. You will have a higher out-of-pocket expense.
