Whats the difference between credit repair & a new credit file?
We will guide you step by step in creating a brand new credit file that has no connection to your past credit history. It will be separate from your present file. We will not be dealing with/or repairing your current credit history in any way. Credit repair companies hope that credit bureaus such as Experian, Equifax & TransUnion sometimes keep bad records. If you do business with a credit repair company, they will often dispute negative remarks on your credit report. This does actually work sometimes. But if you have a long history of bad credit with major negative remarks, chances are most, if not all, of the marks can be proven accurate with records that the credit companies have on file.
