Whats the difference between collision and comprehensive auto coverage?
Collision coverage pays for the damage to your car in an accident. Comprehensive coverage covers the damage caused by other factors such as vandalism, glass breakage, fire, flood, theft, falling objects, hitting animals or birds, and just about any other physical damage that is not covered by collision. In all states both of these coverages are optional. However, if you took out a loan to buy your car or if youre leasing your vehicle, the lender or dealer will require that you purchase collision and comprehensive coverage.
