What’s the difference between being the claimant and the insured?
A. This is an importance difference and it reflects who was at fault in causing the automobile accident. If you were at fault—and it may take the two insurance companies some time to resolve this issue—your insurance company will be responsible for paying for the repair of both your car and the other party’s vehicle. The other party is called the claimant and you are called the insured under this scenario.
