Whats the difference between an Accredited Financial Counselor and a Certified Financial Planner?
Vullo Pastor: Unlike a Certified Financial Planner, an Accredited Financial Counselor like me has no products to sell, so my advice is completely objective. I don’t provide specific investment advice. Q. Why do employers invite you to speak with their employees? Vullo Pastor: My presentations are paid for by employers because they understand that a distracted or stressed out employee is not a productive employee. Research shows that fully 25% of employees worry about their finances to the point where their health and productivity suffer and this, in turn, takes a toll on the employer’s bottom line. In fact, 70% of healthcare costs can be traced back to poor lifestyle choices brought on by stress, such as smoking, overeating, substance abuse and poor sleep habits. What’s more, employees in financial trouble may be fielding creditor phone calls at work, calling their bank or credit card companies from the office, using excessive sick time or even looking for higher-paying work elsewhere.
