Whats the difference between a “fraud alert” and “security freeze”?
A security freeze is going to cost you money each time you request a lifting of the freeze for the purpose of obtaining credit, job interviews the require credit checks, or a situation that you want a new credit grantor to review your credit. A fraud alert merely requires the credit grantor to contact you first before offering a line of credit. There is no cost while a fraud alert is on your report, and the fraud alert expires after 90 days and must be renewed to be in effect, Lifelock handles this automatically for you. Below are more answers to the benefit of each.
