Whats the difference among the four plans that OMIP offers?
They differ primarily by the medical deductible amount, the maximum out-of-pocket expenses, and the co-insurance amounts. The $1,500 deductible plans are the only plans that require a separate pharmacy deductible. Also, for all covered medical expenses, the $1,500 plans pay 70% if you use in-network providers and 50% for out-of-network providers versus 80% in-network and 60% out-of network for all the other OMIP deductible plans.
