What’s the cost for overdraft protection?
There’s no cost to set up overdraft protection. Under the Overdraft Program, you will be assessed an overdraft fee per item paid under the overdraft protection program. Click here to view fees. A fee may be imposed for covering overdraft created by check, an in-person withdrawal, ATM withdrawal, or other electronic means. Under the Coverdraft program, there is no charge for this service. However, Coverdraft from a FCB Visa Card is subject to cash advance fees and finance charges, see your cardholder agreement for details. Coverdraft transfers from an FCB Money Market Savings Account are included in the federal limit of six withdrawals/transfers permitted on money market savings accounts, and withdrawals exceeding the limit incur a withdrawal fee. See your Depository Agreement and Disclosures booklet for further information.
