Whats the best way to handle my checking account?
If you don’t have problems keeping up with your checking account, keep doing what you are doing. If you occasionally have bounced checks, I recommend that you use your checking account only to pay your monthly bills and use cash for everything else. If you have an ATM card, destroy it. With that said, I know you will probably not quit writing checks or destroy your ATM card. So let’s look at what you need to do to keep up with your checking account. * Determine exactly how much money you have in your account even if you have to go to the bank for help. * Enter that information on a new page in your check register. * Enter the date, your check number, payee and amount in your check register when you write the check. Don’t worry about the people in line behind you. This will only take a few seconds. If you like, you can deduct the amount of the check when you get home. * Take your check book with you when you use the ATM and enter your withdrawal while you are still at the machine. * Dev
