What’s the advantage of a doctor-owned and governed company?
Every decision made at HUOH is focused on what is best for our physician owner-policyholders. Each owner has equal voting rights on important issues such as rate setting and board membership. Any excess premium above losses is returned to owner-policyholders in the form of dividends or reduced premiums (subject to state regulatory approval). In fact, thus far HUOH has paid $2,500,000 in cash dividends to its owner-policy holders.
