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Whats not covered in typical boat insurance or yacht insurance?

boat Covered Insurance Yacht
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Whats not covered in typical boat insurance or yacht insurance?

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Exclusions on a yacht insurance policy generally include wear and tear, gradual deterioration, marine life, marring, denting, scratching, animal damage, osmosis, blistering, electrolysis, manufacturer’s defects, defects in design, and ice and freezing.

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