What up-front fees are associated with applying for a mortgage through the credit union? Are any of the fees refundable if I change my mind?
A. If you are shopping for a home and first want only a pre-approval, the up front fee is $25.00 for the cost of a credit report and is non-refundable. If you are ready to proceed with full application we will collect the appraisal fee of approximately $300.00 to $400.00 depending on the loan type. Once the appraisal is ordered the fee is non-refundable.
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