What types of Swiss annuities are available?
In addition to the basic single life type, the variety of annuity certificates offered has grown considerably over the past years. Particularly, those programs offered to international investors have grown more attractive and flexible over time. For example, single life and fixed term annuities, both with or without refund. Also joint & survivor life annuities, with or without refund, etc. The Swiss Precious Metal Annuity certificate (SPMA), provides investors the opportunity to divest out of the U.S. dollar and into an actively managed mix of precious metals, diversified mining shares, and foreign currencies. Also, several Variable Annuities are available, offering many options including life insurance wrappers, segregated portfolios, and the inclusion of private equity, etc.
