What types of Social Security disability benefits are there?
• Social Security Disability Insurance Benefits are the most important type of Social Security benefits. They may be awarded to individuals who have worked fulltime in recent years (five out of the last 10 years in most cases) who are now disabled. • Disabled Widow’s and Widower’s Benefits are paid to individuals who are at least 50 and become disabled within 7 years after the death of their husband or wife. The late husband or wife must have worked enough under Social Security to be insured. • Child’s Disability Benefits are a type of SSI program. It provides financial support to children age 17 or younger that are disabled. Social Security uses different rules for determining disability in a child’s claim than in an adult’s claim. To be found disabled, the child must have a physical or mental condition that causes marked and severe functional limitations. As with SSI claims, to be eligible for Child’s Disability Benefits the parent’s household income must not exceed a certain maximum
The Social Security Administration (SSA) administers two main programs that provide monthly benefits based on disability: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. Medical requirements are the same for both programs. The primary recipients of SSDI benefits are disabled individuals (and their dependents) who become disabled before age 65, and who have enough earnings credit to be “insured” under the Social Security Act (“the Act”). Generally, an individual must have worked 5 out of the last 10 years before becoming disabled to be insured, though the rule may be different for a younger worker. A widow or widower who is between the ages of 50 and 60 and who becomes disabled within a certain period of time after the death of his or her spouse may be able to collect disability benefits based on the earnings record of the deceased spouse. These are called Disabled Widow’s or Widower’s Benefits. Also, a disabled adult who can p
There are five major types of Social Security disability benefits. Disability Insurance Benefits is the most important type of Social Security disability benefits. It goes to individuals who have worked in recent years (five out of the last 10 years in most cases) who are now disabled. Disabled Widows and Widowers Benefits are paid to individuals who are at least 50 and become disabled within a certain amount of time after the death of their husband or wife. The late husband or wife must have worked enough under Social Security to be insured. Disabled Adult Child Benefits go to the children of persons who are deceased or who are drawing Social Security disability or retirement benefits. The child must have become disabled before age 22. For Disability Insurance Benefits, Disabled Widow’s or Widower’s Benefits and Disabled Adult Child benefits, it does not matter whether the disabled individual is rich or poor. Benefits are paid based upon a Social Security earnings record. Supplemental
