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What types of loans can be consolidated?

consolidated Loans types
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What types of loans can be consolidated?

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Most federal loans are eligible for FFEL Program consolidation, including: • Subsidized Stafford Loans • Unsubsidized Stafford Loans • Consolidation Loans • PLUS Loans • Perkins Loans • Health Professions Student Loans • Health Education Assistance Loans (HEAL) • Loans for Disadvantaged Students • William D. Ford Federal Direct Loans Private loans from banks, colleges or family members cannot be consolidated. Alternative/private loan consolidation options are available through private lenders but may not include the same benefits or repayment options as federal Consolidation loans. (If you have HEAL loans, you may wish to consider refinancing rather than consolidating them. To learn more, visit the U.S. Department of Health and Human Services website at www.hrsa.gov .

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