What types of insurance coverage are available?
Bodily Injury Liability: Provides essential protection against financial loss incurred if the policy holder’s car injures or kills somebody and is found liable. It covers bail bond expenses, defense of lawsuits and court costs. The policy will state the maximum amount available under this coverage. Medical Payment Coverage: Provides coverage for medical, dental, hospital and funeral expenses for the policy holder, household relatives and guest passengers injured in an accident. It also protects the policy holder and household relatives if struck in another vehicle or as a pedestrian. Medical payment can be collected regardless of who is at fault, but many of these policies claim a right to reimbursement from the driver found at fault. Uninsured Motorist Coverage: Provides coverage for damages that the policy holder, household relatives and passengers in the insured vehicle are legally entitled to recover because of bodily injury or death caused by uninsured or hit-and-run motorists. Th
