What types of health coverage are subject to the Mental Health Parity Act?
The Act applies to ERISA group health plans and to health insurers that provide coverage to group health plans. Medicaid health plans and the State Children’s Health Insurance Program (SCHIP) are also subject to the Mental Health Parity Act. Within UniCare, this includes all of our group health plans (insured and self-funded; branded and unbranded; and National Accounts), FEP, State-Sponsored and Medicare Advantage (if offered through a large group ERISA health plan). Insurers that provide “excepted benefits” to group health plans (such as disability income insurance and long-term care and Medicare supplemental insurance coverage that is offered separately) are not subject to the new law.
Related Questions
- How does the Wellstone-Domenici Mental Health Parity and Addiction Equity Act define "mental health benefits" or "substance use disorder benefits"?
- What types of health benefit plans are not covered under either the federal or state mental health parity laws?
- How Does the Mental Health Parity Act Affect My Health Coverage?
