What types of Fidelity accounts are eligible for EFT?
All Fidelity brokerage and mutual fund accounts are eligible for EFT, with the exception of self-employed 401(k) plans, Self-Directed Brokerage, SIMPLE-IRA, Keogh and non-prototype accounts. Trust and business accounts must establish the EFT service by completing a paper application. Simplified Employee Pension (SEP) IRA and Inherited IRA accounts cannot accept contributions via EFT.