What types of debts are non-dischargeable?
A. Some federal taxes and student loans (although there exceptions to this rule in special cases where payment would create an “undue hardship,”) back alimony, back child support, criminal restitution, judgments for fraud or misrepresentation, judgments for which you caused personal injury, etc. For the exact list look at the federal laws for non-dischargeable items. Q. Can you pick and choose which assets to put into bankruptcy? A. No. Everything you own in your name must be listed in your bankruptcy. After that we apply the exemptions to protect those assets. In most cases, all of your personal and tangible assets will be exempted, along with your car and your house, etc. Q. What assets or property can I exempt? A. Click here for the list of Arizona Exemptions. Q. Will I have to go to court in front of a judge? A. No, you and your attorney will meet with a trustee at a meeting called a “341 Hearing.” This is much less formal than a trial, and typically lasts anywhere from 10-20 minut
