What types of debts are dischargeable in Bankruptcy?
A. Certain types of debts, such as child support, alimony, some federal income taxes, and all employer withholding taxes are not discharged in bankruptcy. Generally, federally guaranteed student loans cannot be discharged, unless the Debtor has experienced a severe, undue hardship preventing them from altogether using their education for any gainful purpose. The debtor’s wrongful conduct may make some debts non-dischargeable in a liquidation bankruptcy, such as incurring credit card charges when the debtor had no intent or ability to repay, obtaining loans using false financial information, or debts for harm caused while driving under the influence of alcohol or drugs.
