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What types of damage does a basic Homeowners Policy cover?

April 26, 2017BASIC cover damage Homeowner policy types

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What types of damage does a basic Homeowners Policy cover?

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10 Posted

Most basic policies protect against damage from: Fire and lightning Windstorm and hail Explosion Riot and civil commotion Aircraft Vehicles Smoke Vandalism and malicious mischief Theft You can also step up coverage to include: Falling objects Weight of ice, snow, and sleet Damage from home utilities or appliances Electrical surge damage