What types of coverage options are available?
• Named Perils – this is the most basic policy you can buy, providing Named Perils, coverage only for both your home and contents • Broad Form – this provides slightly broader protection, offering All Risks coverage on your home and Named Perils coverage on your contents • Comprehensive – this is the most thorough coverage available providing All Risks coverage for your home and your contents. Regardless of which policy you select, some coverage’s can be increased and certain items insured separately. We would be happy to sit down with you to review your coverage needs. Question: What do I do if my home is unoccupied? Answer: Depending on how long you are away from your home, you need to make arrangements to ensure your dwelling is checked regularly, especially during the heating season. In some circumstances, you may be required to inform your insurance company. If you will be away from your home for fewer than 30 days, you do not need to inform your insurance company. However, you do
