What types of collateral does the HLB accept?
• • The HLB will accept eligible mortgage loans, certain securities, cash or deposits maintained at the HLB, and Other Real Estate Related Collateral (“ORER”), such as commercial real estate loans or residential second liens, as acceptable forms of collateral. A detailed listing of all eligible forms of collateral, along with their specific qualification guidelines, can be found in the HLB’s Member Products Guide, currently on pages 36-39. To obtain a copy, log onto 1Linksm, our secure internet banking system, or contact your Calling Officer.
