What types of benefits are provided by workers’ compensation?
A. A percentage of your gross average weekly earnings, including overtime, is paid to you while you are off work. This compensation is called Temporary Total Disability (TTD). • A physician will determine the extent of your work-related injury or illness. • If you have a second job to supplement your income and the employer whom you were working for when you were injured is aware of that second job, your temporary disability payments are based on the gross income from both jobs. • Reasonable and necessary medical, surgical and hospital expenses are covered 100%. • Limited physical, mental and vocational rehabilitation benefits will be provided when found appropriate. • Permanent disability and dismemberment benefits may be compensated by way of a lump-sum payment or payments over time. • If an injury causes the death of the worker, the worker’s spouse and/or dependents are entitled to certain benefits as specified in the Illinois Worker’s Compensation Act.
