What types of accidents typically involve subrogation?
The most common accident type is a motor-vehicle accident caused by another driver. However, there are many other accident situations where subrogration can apply, such as: • Premise liability (i.e., slip and fall injuries, falling objects, security breaches, failure to warn or make safe); • Products liability (i.e., malfunctioning machinery); • Medical malpractive (i.e., failure to diagnose or treat or negligent treatment); • Construction sites (i.e., scaffolding collapse, cave-ins, explosions, fires); • Assaults, or animal bites. These injuries must occur while in the course of the injured worker’s employment. How does subrogation reduce your costs? The current statute allows BWC to subrogate a portion of past payments of compensation and medical benefits as well as the estimated value of future benefits. The amount recovered by BWC through the subrogation effort is credited back to your account. BWC will notify you of the amount recovered. If you believe that a workplace injury is s
