What type of policies does FAIRWAY write?
A. FAIRWAY provides professional medical malpractice liability insurance coverage with limits of $1,000,000/$3,000,000 up to $2,000,000/$4,000,000. The policy covers claims for which the insured physicians are legally responsible and which might arise out of acts or omissions in connection with the delivery of professional medical services. The policy does not cover fines, penalties or punitive or exemplary damages that an Insured may be required to pay and does not cover claims arising out of dishonest, fraudulent, criminal or malicious acts. FAIRWAY provides coverage on a claims-made basis. Under a claims-made policy, an RRG provides coverage only for claims that are reported during the policy period and that relate to professional services that an Insured performed or should have performed after the retroactive date stated in the policy. An optional Extended Reporting Period (tail coverage) may be available in the event of cancellation or non-renewal of the policy. Final coverage te
