What type of injuries or diseases are covered?
Virtually, all types of work-related physical injury and industrial illnesses are covered by Workers’ Compensation. The injury may be sudden as by a fall, twisting or jerking while lifting/carrying, heavy equipment accident, construction accident, machinery accident, defective equipment, scaffolding accident, or struck by an object. In some cases, the injury may occur over several hours or several days such as by performing an unusual amount of lifting, pushing/pulling or some other physical activity where the symptoms gradually worsen. Commonly covered injuries include strains, sprains, torn cartilage, torn ligaments, fractures, low back sprains, herniated (ruptured) discs, traumatic injuries, bruises, cuts, amputations, burns, wounds or bodily reactions to substances. A heart attack may be covered in certain situations. Occupational diseases may be caused by chemical exposure, toxic exposure, dust exposure, or repetitive stress injuries such as carpal tunnel syndrome or tendonitis. P
