What type of health insurance is necessary to cover maternity health expenses?
Generally speaking, unless a pregnant woman qualifies for a HIPAA eligible health insurance plan, she cannot get maternal insurance while pregnant. The only way she will be eligible for maternal health insurance again is after the pregnancy. A pregnant woman who has no health insurance has three options to try to get coverage: • Try and get coverage from a group health insurance plan. • Try and get it from a state sponsored plan or from Medicaid. • Try and see if there are special state maternity health options by talking to an independent health insurance agent.