What type of damage does home insurance cover?
Damage to your home can occur in many ways – the most common being fire, storm, flood or explosion. But your home insurance policy should also cover things like falling trees, crashing cars, earthquakes, lightening, break-ins, vandalism, riots – or even more bizarre events, such as rampaging horses or objects falling out of aircraft! But home insurance does not always cover accidental damage – and we do strongly recommend you have this cover.