What type of auto insurance is needed in Texas?
If you are planning to own a car in Texas, know that the state requires you to buy auto insurance. How much you really need depends on several factors, but extra insurance is usually safer.IdentificationThe state of Texas requires, at minimum, liability insurance coverage of $40,000 for injuries to people and $15,000 for property damage, according to CarInsurance.com.ConsiderationsCarInsuranceRates.com recommends that drivers consider buying more than the state-required minimum liability coverage. Liability policies do not pay for damages to your own car.Expert InsightNot all states demand that drivers hold any type of automobile insurance policy, reports CarInsuranceRates. Thus, it is advised to also acquire uninsured motorist coverage in case someone with no insurance from another state damages your vehicle.Interesting FactThe average insurance policy for a Texas resident cost $1,833 in 2009, slightly higher than the national average of $1,753, according to CarInsurance.com.TipsYou c
