What type of accounts need to be referred?
The type of accounts that are subject to the referral process include: (1) Insureds with employees between 31-250, or (2) any insured seeking limits of $500,000 or $1,000,000, or (3) any insured who has current and continuous EPLI coverage and is seeking a backdated retro date of more than 3 years prior to the EPLI coverage effective date.