What tests are done on the blood and urine?
Blood testing has been found to provide important information for underwriting purposes. A wide range of tests are completed by a laboratory, and the results are sent only to the insurance company. The tests include blood sugar, kidney functioning, liver and bile duct function, bone disorders, gall bladder functioning, blood protein, cholesterol and other heart disease indicators, prostate abnormalities, HIV, hepatitis, and drugs such as marijuana and cocaine.