What sort of need exists for the coverage?
There has been rapid growth in recent years of businesses that handle “information”. That information often involves personal information, financial information, or government related information. Most businesses now handle and aggregate one form of this information on a routine basis as a part of their day to day operations. HIPPA and fourth amendment requirements along with other state statutes guarantee individuals the right of privacy associated with their personal information. Failure to keep such information secure creates substantial liability exposures. Most businesses now utilize computer technology to manage the ample supply of data that flows through their operations. E-mail transmissions are a part of every commercial enterprise and most businesses now own websites, some of which enable online transactions. Failure to keep information secure regardless of the reason, misuse of the intellectual property of others, and failure of computer systems to operate properly can lead
