What should my agency do in preparation for and immediately following a severe storm or hurricane?
Keep in mind that the Insurance Reserve Fund (IRF) will suspend writing all new business or increases in coverage whenever a hurricane watch or warning has been declared for any part of South Carolina. Following is a list of suggestions that could be of value to you during these types of weather conditions. 1. Please review your coverage and make any needed adjustments minimally once each renewal cycle. 2. If your property is damaged, you will be making claims to IRF and FEMA. Detailed documentation is the key to a smooth claims process. You should consider how you are going to document your claim now. (Since electrical service will be interrupted by a hurricane, the initial documentation will have to be on paper, not computers). 3. Please make temporary repairs to “dry in” damaged buildings as quickly as possible. This will reduce subsequent water damage and speed the recovery process. The cost of temporary repairs to damaged buildings is covered by your IRF property policies. 4. If y
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- What should my agency do in preparation for and immediately following a severe storm or hurricane?
