What should I do when the insurance company representative calls or drops by the hospital or my house to take a recorded statement?
Never give a statement to the other driver’s insurance company—or your own—until you have spoken to an attorney. Insurance companies often attempt to take a recorded statement within 24 hours of an accident. The insurance companies are well aware that the full extent of your injuries may not be known within 24 hours. Insurance companies that ask for such statements know that important legal issues are involved. Insurance companies have lawyers to protect their rights and so should you. Politely advise the insurance company adjuster that you have retained an attorney and to please call your lawyer.