What should I do if my closing costs reflected on the settlement statement are higher than the costs that were reflected on the good faith estimate I received?
You legally have at least 24 hours to review the final settlement statement before closing. If the fees are different from what you had expected, do not sign without a full explanation from the loan officer and the help of a third party, non-objective review. Request to have the settlement statement sent to you the day before the closing.
