What Should Be Done if a Lawsuit (Summons and Complaint) Arises Out of an Accident?
A. Notify your agent and insurance company immediately. Keep a copy for yourself and mail or deliver the original documents to your company. Do not give statements or discuss the accident with anyone except a verified representative of your company. If the lawsuit arises out of a covered loss, your company will provide legal defense. Q. Is a Newly Acquired Vehicle Covered? A. Most policies provide 30 days automatic coverage for a vehicle that replaces a vehicle already on your policy. The coverage normally is the same coverage you had on your previous vehicle. Notify your broker-agent as soon as possible of any replacement vehicle. If you wish additional coverage, there is usually a requirement that you notify your agent or your company within a designated time period. Most policies also provide automatic coverage for a newlyacquired vehicle that is an addition to the vehicles you already have on your policy. There are usually specific conditions that must be met. For example, the purc
